Moving to Port Charlotte area and was referred to Morningstar Mortgage by a friend. Absolutely the best service we could have asked for, especially from being out of state during the entire process. Joe and Lisa were very helpful and they both explained everything and answered any question we had. Would highly recommend using them for any of your mortgage needs..

Joe Morningstar worked through the worst closing nightmare ever to get me to close that my Realtor, Joe and myself had ever seen. And I'm retired from real estate sales of 25+ years, Joe more than 30 years. But Joe stayed with it and kept reassuring me we could get to the closing table even though none of us had seen such crazy issues come up all along the way. I have already recommended two friends to work with Joe. Thanks Joe.

Joe Morningstar & Lisa M. Oglesby are a top-notch AAA operation. These are the hardest working Mortage people I have ever worked with. Their excellence and professionalism in servicing our loan was at the highest level. They never dropped the ball so to speak when they had to overcome hurdles for us. They are the best! Walter & Ellen Holbert

Joe was the BEST to work with. He quickly worked on helping us to get qualified to submit an offer on a house we might easily have missed out on. He worked with us through all the necessary steps, and kept up with our progress through to closing, and after. He’s a pleasant guy, highly experienced, and completely professional. Lisa worked tirelessly to help us overcome all the obstacles of the self-employed. She was always available to talk out what was happening, how to proceed, and made it easy and secure to get our many documents submitted. I think we were not an easy account, but she went to bat for us on several occasions. I will miss our long chats, now that our loan is closed. You can't go wrong with these two helpful, motivated professionals.

We were moving to Florida and we wanted to try a mortgage company close to our new home. We landed upon Joe Morningstar. He was awesome. He explained all the details of the mortgage, he allowed us to call anytime with questions, he showed up at the closing to ensure all went well. He is very hardworking and wants to ensure all goes well. He is one of the best mortgage people we have ever worked with. You will be getting a trustworthy, helpful, caring mortgage person. We are so glad we used his services and plan to use his services only in the future. Your getting a very a knowledgeable mortgage person and he gets things done quickly. Best experience and help ever. He is highly recommended by our family.

Morningstar mortgage was great at helping us through the process of purchasing our new home at the end of May '21. Joe has years of knowledge that he uses to guide you comfortably through the process of obtaining a loan for a new home. He will answer any questions you have and makes himself available for you. Overall it was a pleasure working with Joe and the Morningstar mortgage team. Hopefully we've found our forever home, but if we ever need to buy again, ill be contacting Joe again.

Hello. Mr Morningstar and his team made my refinance extremely easy and quickly. The communication and how he went about making sure that I got the best deal. The best in the business.

I called looking for a specific loan type, Joe not only provided me with referrals of who may offer that loan but told me my different options if I couldn't find a lender. He spoke with me for 45 minutes knowing he didn't even have the loan I was looking for, if that's not 5☆ customer service I don't know what is!!!!

We had such a positive experience with Joe over the entire time of obtaining our mortgage. He explained the process clearly to us and made it almost painless! Joe did what he said he would do and found us the best rate. Lisa Oglesby, our loan processor, was excellent as well. They are both true professionals.