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Joe was the BEST to work with. He quickly worked on helping us to get qualified to submit an offer on a house we might easily have missed out on. He worked with us through all the necessary steps, and kept up with our progress through to closing, and after. He’s a pleasant guy, highly experienced, and completely professional. Lisa worked tirelessly to help us overcome all the obstacles of the self-employed. She was always available to talk out what was happening, how to proceed, and made it easy and secure to get our many documents submitted. I think we were not an easy account, but she went to bat for us on several occasions. I will miss our long chats, now that our loan is closed. You can't go wrong with these two helpful, motivated professionals.
We were moving to Florida and we wanted to try a mortgage company close to our new home. We landed upon Joe Morningstar. He was awesome. He explained all the details of the mortgage, he allowed us to call anytime with questions, he showed up at the closing to ensure all went well. He is very hardworking and wants to ensure all goes well. He is one of the best mortgage people we have ever worked with. You will be getting a trustworthy, helpful, caring mortgage person. We are so glad we used his services and plan to use his services only in the future. Your getting a very a knowledgeable mortgage person and he gets things done quickly. Best experience and help ever. He is highly recommended by our family.
Morningstar mortgage was great at helping us through the process of purchasing our new home at the end of May '21. Joe has years of knowledge that he uses to guide you comfortably through the process of obtaining a loan for a new home. He will answer any questions you have and makes himself available for you. Overall it was a pleasure working with Joe and the Morningstar mortgage team. Hopefully we've found our forever home, but if we ever need to buy again, ill be contacting Joe again.
Hello. Mr Morningstar and his team made my refinance extremely easy and quickly. The communication and how he went about making sure that I got the best deal. The best in the business.
I called looking for a specific loan type, Joe not only provided me with referrals of who may offer that loan but told me my different options if I couldn't find a lender. He spoke with me for 45 minutes knowing he didn't even have the loan I was looking for, if that's not 5☆ customer service I don't know what is!!!!
We had such a positive experience with Joe over the entire time of obtaining our mortgage. He explained the process clearly to us and made it almost painless! Joe did what he said he would do and found us the best rate. Lisa Oglesby, our loan processor, was excellent as well. They are both true professionals.
Brandi “Pretty Little Things”
My family want to thank Joe immensely for the work he and his processor, Lisa, did to get us our first home! He went out of the way, above and beyond, and the extra mile to help us get the home that we needed for our family of 7 and get the loan closed. From start to finish he took the time to explain the process, what the next steps were, and where problems might come up. He was always responsive and easy to communicate with even at odd hours. He took it personally to make sure we closed on our loan and within the parameters we discussed at our first meeting. He is a person of high integrity and is dedicated to helping his clients. Thank you so much!
Joe, from our family, we thank you very much for all your hard work and such a wonderful and exciting experience during the entire process of buying the house for my mother-in-law!!! By far the BEST service we've ever had. This was a great experience! I’ve been through this process in getting a mortgage more than few times, and let me tell you Joe is the only loan originator who was there every step of the way. Walked us through everything and answered all of our phone calls and emails promptly (there was a lot). Joe can get your file to a closing table in less than two weeks, yes this is not a typo, LESS THAN 2 WEEKS. I would never think that it was possible. Not to mention the lowest possible rate we got. Made us feel like we we’re his most important clients, so rare today to be treated like that. Extremely professional, knowledgeable, caring and positive - truly a pleasure to work with! He went above and beyond our expectations. Most of us will run for the lowest rate, but the the most important is who will be able to get your file to a closing table. Based on my previous experience, I would rather get a slightly higher rate and get a professional like Joe to process my file and send it to the right bank.
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