Morninstar Mortgage Main Banner NMLS ID 375287

Morningstar Mortgage NMLS Number 375287

30 Year Fixed Conventional
30 Year Fixed Conventional Picture
A fixed rate mortgage provides a loan with an interest rate that won't change over the course of the loan.

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30 Year
Fixed FHA
30 Year Fixed FHA Picture
A fixed rate FHA mortgage is a mortgage loan backed by the US Department Of Housing And Urban Development.

This loan requires 3.5% down payment of the purchase price.

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100% Financing USDA
100% Financing USDA Picture
USDA Financing provides  low and moderate income households the opportunity to own a primary residence.100% loans to eligible rural homebuyers.

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Reverse Mortgage Picture
A reverse mortgage is a type of loan available to homeowners, 62 years or older, that allows them to convert part of the equity in their home into cash. The reverse mortgage program  was developed to help retirees with limited income use the dollar value in their homes. No restriction is imposed as how reverse mortgage proceeds are used.

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W-2 Validation Only Loans
W2 Validation Loan Picture
Lender use this loan program using W-2 and employer verification to qualify individuals for a home loan. Other verifircation sources may be required by the lender to complete approval.

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VA Construction
To Perm Loan
VA Construction To Perm Loan Picture
Up to 100% financing;

True onetime close;

Loan amounts up to $650,000 (with down payment);

Available for primary residence only;

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Conventional Construction
To Perm Loan
Conventional Construction to perm loan picture
Up to 90% financing;

Available for primary residence and second home;

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FHA Construction
To Perm Loan
FHA Construction to perm loan picture
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