Our Products
30 Year Fixed Conventional Loan
A fixed rate mortgage provides a loan with an interest rate that won’t change over the course of the loan. W2 only no tax returns needed, unless self employed. Terms available10, 15, 20, 25, 30 year. First time home buyer programs available. 3% down up to 97% financing.
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100% Financing USDA
USDA Financing provides low and moderate income households the opportunity to own a primary residence.100% loans to eligible rural homebuyers. Terms available10, 15, 20, 25, 30 year.
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Conventional Construction To Perm Loan
Up to 95% financing;
Available for primary residence and second home;
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30 Year Fixed FHA
A fixed rate FHA mortgage is a mortgage loan backed by the US Department Of Housing And Urban Development.
Terms available10, 15, 20, 25, 30 year. First time home buyer programs available. 3.5% down up to 96.5% financing.
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FHA Construction To Perm Loan
3.5% down up to 96.5% financing.
The options for this loan can include financing for a land purchase, home construction, and a permanent mortgage for the completed home
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VA Loan
A VA loan is a mortgage loan guaranteed by the United States Department of Veterans Affairs (VA). The loan may be issued by qualified lenders. A VA loan is designed to offer long-term financing to eligible American veterans or their surviving spouses if they have not remarried. Up to 100% financing, Zero Down. Terms available10, 15, 20, 25, 30 year.
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Reverse Mortgages
A reverse mortgage is a type of loan available to homeowners, 62 years or older, that allows them to convert part of the equity in their home into cash. The reverse mortgage program was developed to help retirees with limited income use the dollar value in their homes. No restriction is imposed as how reverse mortgage proceeds are used.
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VA Construction To Perm Loan
Up to 100% financing;
True onetime close;
Loan amounts are based on the county the home resides.
Available for primary residence only;
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