30 Year Fixed Conventional

30 Year Fixed

A fixed rate mortgage provides a loan with an interest rate that won't change over the course of the loan.


30 Year Fixed FHA

A fixed rate FHA mortgage is a mortgage loan backed by the US Department Of Housing And Urban Development. Their are 3 FHA loan programs available. 1. FHA 203(b) fixed-rate mortgage (15- or 30-year loans) 2. FHA 251 adjustable-rate mortgage 3. FHA 2-1 buy-down loans.


100% Financing USDA

100% USDA

USDA Financing provides  low and moderate income households the opportunity to own adequate, modest, decent, safe and sanitary dwellings as their primary residence, in eligible rural areas. Eligible applicants may build, rehabilitate, improve or relocate a dwelling in an eligible rural area. Extending 100% loans to eligible rural homebuyers.


Reverse Mortgages


A reverse mortgage is a type of loan available to homeowners, 62 years or older, that allows them to convert part of the equity in their home into cash. The reverse mortgage program  was developed to help retirees with limited income use the dollar value in their homes. No restriction is imposed as how reverse mortgage proceeds are used.

W-2 Validation Only Loans

Lender use this loan program using W-2 and employer verification to qualify individuals for a home loan. Other verifircation sources may be required by the lender to complete approval.

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